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Cash advance

Business Cash Advance

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours
Factor rate
10% – 35%
Repayment
Daily or weekly ACH

Start the application

A café owner in his apron, arms folded, outside his front window.

Cash advance

What it is, and how it repays

A business cash advance gives you fast access to working capital against future credit card or other receivables. Qualifying is usually as quick as the funding itself, because the terms lean on your sales rather than on your credit file.

It is not the right answer for every situation, but for an owner who needs money this week to buy stock or cover a gap, it is often the only one that moves fast enough.

What a business cash advance offer should show you

Every offer for this programme should state each of these, in writing, before you accept it.

  • Funding amountPublished for this programme: $5K – $500K
  • Funding speedPublished for this programme: 24–48 hours
  • Factor ratePublished for this programme: 10% – 35%
  • RepaymentPublished for this programme: Daily or weekly ACH
  • The total repaid, in dollarsAsk for it if the offer does not show it.

What it gives you

Why owners pick it

  • Low credit scores considered
  • Limited credit history considered
  • Funded in 24–48 hours once approved
  • No out-of-pocket fees

Stop one

Start the application

About two minutes: the amount, how to reach you and a few questions about the business. Free, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.

Six programmes

The other five, and this one

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Business Cash Advance

Quick and efficient access to capital.

Funding amount
$5K – $500K
Factor rate
10% – 35%