The USA Business Lending Co

What is a Business Term Loan?

A Business Term Loan is the most traditional type of small business loan. This is when a business receives a one-time lump sum of capital that is repaid at a fixed rate within a fixed period of time. Typically, the majority of business owners use such proceeds for major capital investment in their business.

Maximum Loan Amount

$20K to $1M

Funding Term

12-36 Months

Rates

Starting at 5.5%

Speed

Funding within 24-72 Hours

No Application Fees, No Hidden Fees, No Out of Pocket Costs- only at the USA Business Lending Co!

HOW TO APPLY

Since business term loans have traditionally been a bank product, the approval process is longer, as the applicant is held to a very high standard. The bank typically looks for business owners with strong business credit scores and high personal Fico/Credit scores along with positive cash flow from their business. These type of loans are usually used for long-term investment of the business such as expansion, buying property, or purchasing expensive equipment.

REQUIRED DOCS
  • Driver’s License
  • Voided Business Check
  • Bank Statements
  • Income Statements
  • Personal Credit Score
  • Business Credit Report
  • Business and Personal Tax Returns
Apply Now
The USA Business Lending Co